Life throws lots of surprises at you, many of them financial: the refrigerator dies, the radiator on the car goes out, we get a surprise tax bill, or a job is terminated. This is why it's important to have set aside a certain amount of cash for unforeseen occurrences. Doing so can buy you peace of mind while sacrificing spending for the short term.
Let's look at several of the most common types of fraud, how to spot them, and what you can do if you are ensnared.
Exercise care before you drop a big stack of money on a major item. Here are some things to consider.
This introductory tutorial is aimed at individuals who want some perspective on planning their taxes.
The money you spend on fees could be used elsewhere in your budget. What fees are you incurring needlessly?
Identity theft is a crime that takes on many harmful forms. Take these restorative steps if your identity has been stolen.
Take steps to protect yourself from financial loss from natural or man-made disaster. This is where property and auto insurance helps.
If your income is below a certain amount, help from government bodies and non-profits is available. The challenge is how to find it.
Read up on what you should know before you put your house up for sale, even if it's in a down market.
Doing some homework before you buy a big item can save you time, money, and headaches. Here is how to start.
Personal finance uses principles of planning to help you achieve your financial goals. Start your learning in this tutorial.
There is hope if you are in debt. Try these suggestions to deal with your debt and get on the road to wealth.
This tutorial introduces you to how identity theft works, the forms it takes, how it affects you, and how you can prevent it.
Debit cards have grown greatly in popularity. Let’s learn how they work and how to protect yourself.
Learn about types of credit cards, credit card fees, and protections for your credit card accounts.
Over time, most of us have created a number of daily habits that impact our finances. Even the smallest choices have potential consequences on our ability to reach our life and financial goals. Whether it's an impulsive decision to buy a new car instead of a used car or brown bagging lunch instead of going out, habits can either undermine our savings resolutions or support them. Over a lifetime, being aware of our habits and consciously deciding to align those habits with our goals can make a big difference.
When your credit goes bad, all is not lost; here’s how to build it up again. You need some time, patience, and discipline.
When you say goodbye to the landlord and buy a home, you have a whole new world of benefits and challenges.
You have many options for paying for a big purchase, beginning with the use of a budget.
You CAN get credit without already having credit. Here are several ways to do it as well as how to keep your credit in good health.
When used wisely, credit is your friend. Learn about credit risks and credit reports and why credit must be used responsibly.
Consult this topic if you need professional help. Credit counseling has helped many take control of their debt and avoid bankruptcy.
Choose your credit cards wisely, and they will reward you. If you take the time to read what's involved, you can save a lot of money.
When buying your first home, you have much to be excited about, and much to prepare for. In this tutorial, you will begin learning what you need to prepare for. You will need to answer the questions, How much house can I afford?, Should I hire an agent?, How do I find suitable homes for me?, and more. Let this tutorial be your beginning point for preparing to own your first home.
A good budget is your road map for making your money work for you. There are many good budgeting tools that can help you.
Learn how to use a budget to get your financial life under control. Budgeting is one of the foundations of a successful financial life.
Debt problems are so common that many sources of help have sprung up to help people deal with them. You need only reach out to them. This course is a starting point for anyone who wants to learn how to get a grip on debt.
Learn how automatic savings and investment plans build wealth over time and which investments can be suitable for these plans.