Introduction to Choosing a Credit Card

In the old days, you had few choices when it came to a credit card. Today, you have choices that vary by all kinds of conceivable factors. To most people, these differences are considered too esoteric to think about. These people simply want a card to borrow from. But if you take the time to read what’s involved, you can save a lot of money. Think of every dollar you save as a dollar you earned.

Learning the art of choosing a credit card can also put money into your hands—for example, if you take full advantage of cash-back rewards and pay your bill on time every month, you can come out ahead.

Let’s take a short trip through the world of evaluating credit cards.