Introduction to Property and Auto Insurance

You can’t prevent your home, apartment, car, or personal property from being devastated by natural or man-made disaster unless you can see it coming far enough in advance and are able to move it from harm’s way. However, you can take steps to protect yourself from the financial loss that results from such perils. Even if you have taken all the precautions to keep your property safe, there is still a risk of loss over which you have no control.

This is where homeowner’s and auto insurance can help you. But does your insurance cover what you need it to cover? Does it cover too much or too little? Can you raise your deductible and enjoy lower rates?