Test your knowledge

Choose wisely. There is only one correct answer to each question.

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1.
When shopping for a credit card, you should evaluate several cards because ________.
Choose wisely. There is only one correct answer.
Their interest rates, fees, and other features differ. The knowledgeable credit card user can score great deals this way.
2.
If your credit card offers cash-back rewards and you have excellent credit, your credit card might raise your cash-back percentage for you.
Choose wisely. There is only one correct answer.
True. Some cards do this periodically to get you to use them.
3.
Which of the following is not a factor in comparing credit cards?
Choose wisely. There is only one correct answer.
None of the above. All are factors to be considered when comparison shopping for a credit card that best suits your needs.
4.
When comparing credit cards that charge annual fees against cards that do not, the annual fee cards are a bad deal.
Choose wisely. There is only one correct answer.
False. Though some may be a bad deal for you, others may offer features that are advantageous to you.
5.
When you are in the market for a credit card, one of the best ways to do comparison shopping is to make use of _______.
Choose wisely. There is only one correct answer.
The Internet. There are Websites that provide comparisons of different credit card programs, and many credit card providers use the Internet to make information about their programs easily available.