Summary of Property and Auto Insurance

Homeowner’s and auto insurance help protect you against the risk of damage to or loss of home and property. Knowing the inclusions of your insurance helps you to avoid paying for the same coverage twice. Knowing the exclusions helps you to determine what special insurance you need. Knowing the inclusions and exclusions of your policies protects you, the homeowner, against unpleasant and potentially financially damaging surprises should disaster strike.

Before you buy insurance, you must decide how much coverage you need and what coverage is appropriate. And, of course, you’ll want to find ways to cut your insurance costs. Look over the list below for a handy guide to getting started.