Summary of Making the Most of Your Paycheck
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Summary of Making the Most of Your Paycheck
In this tutorial, we’ve shared some thoughts about ways to stretch your paycheck a little bit farther. By implementing some of the tips we’ve provided, you may be able to add to your savings, use tax-free spending accounts to pay for some expenses, and avoid budget-busting traps like payday loans. You could establish better savings habits and experience less stress around finances.
Now that you realize all the different ways that you can make the most of your paycheck, we’d like to encourage you to take a concrete step to make that a reality in your financial life.
Practical Ideas I Can Start with Today
- Contact my employer to see if it can have my paycheck deposited directly into my bank or credit union account.
- Review my W-4 to see if I need to adjust my withholding so I don’t get a large refund, but have more of what I make available for budgeting every pay period.
What you have learned
- Being Smart about Payroll Taxes
- How Using Direct Deposit Can Leave More in Your Paycheck
- Don't Give Away Your Hard-Earned Money to Payday Lenders
- Paying Yourself First Can Make a Big Impact
- Save Money with Pre-Tax Accounts
- Evaluating Banks and Credit Unions
