Introduction to Lifestyle Planning

Personal finance isn’t just about stocks and bonds and charts and graphs. It’s ultimately about how you use financial principles to make your life better—otherwise, it’s just a bunch of useless data. Lifestyle financial planning integrates psychological ideas into your financial situation, helping you craft a financial life that meets needs beyond mere dollar amounts. Ultimately, it’s your money, and you want it to go where it does you the most good.

While money cannot buy happiness, budgeting to achieve your life’s goals goes a long way toward achieving happiness. At some point, you must address the question "What really makes me happy?"