Summary of Health Savings Accounts

HSAs are becoming a valuable new health care program for many people. Part of the idea behind them is to put more control over health care spending decisions into your hands while keeping some of the money you used to pay to the insurance company. This puts you and your doctor in charge of how your money is spent without interference from your employer or your insurance carrier.

Though they are fairly new, HSAs are believed by many to be one of the long-term approaches to making health care more affordable for the future.