Preventive Care Coverage by HSA-Qualified Health Insurance

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Preventive Care Coverage by HSA-Qualified Health Insurance

All health insurance policies, including HSA-qualified plans, must provide coverage for specific preventive care services on a first dollar coverage basis without charging copays or coinsurance, and without applying the policy deductible to these expenses. A list of the preventive benefits policies must cover can be found at Preventive Care Benefits. The list includes, but is not limited to:

• Periodic health evaluations, including tests and diagnostic procedures ordered in connection with routine examinations, such as annual physicals
• Routine child care
• Child and adult immunizations
• Certain screening services

Plans may cover additional preventive care benefits at their option and may charge copays, coinsurance, and/or apply the policy deductible to these expenses.