Summary of Disability Insurance

When considering insurance needs, don’t discount your need for disability insurance. Obtaining coverage either through your employer or an individual policy will enable you to at least cover your most important financial obligations in the event you can’t work. Insurance companies offer a number of options, including short-term and long-term coverage with a variety of riders so that you can find a policy best suited for you and your family. When purchasing insurance on your own, also be sure to assess the insurance company’s financial condition to make sure it is financially strong and will continue to do business so that you can realize your benefits should you need them.