Test your knowledge

Choose wisely. There is only one correct answer to each question.

0%
Keep studying!
Review your answers below to learn more.
1.
When evaluating fees at a bank or credit union, what is perhaps the most helpful question to ask yourself?
Choose wisely. There is only one correct answer.
Am I getting what I need from my bank or credit union in return for these fees? Not everyone thinks fees are too high; therefore, determine whether you are getting your money's worth.
2.
Small fees from your bank, credit union, credit card companies and others can add up to hundreds of dollars a year in wasteful costs.
Choose wisely. There is only one correct answer.
True. Small fees from your bank, credit union, credit card companies and others can add up to hundreds of dollars a year in wasteful costs.
3.
When you schedule your bills to be paid online and in advance, you are less likely to be hit with bounced payment and late fees.
Choose wisely. There is only one correct answer.
True. When you schedule your bills to be paid online and in advance, you are less likely to be hit with bounced payment and late fees.
4.
When evaluating a credit card offer, why should you consider how the cards interest rate is calculated?
Choose wisely. There is only one correct answer.
Different methods result in different charges. Based on when you incur charges and when you pay them off, the method used to calculate interest will differ.
5.
When you rent to own, you pay the same when you rent as if you had bought the item outright.
Choose wisely. There is only one correct answer.
False. When you rent to own, you pay far more than if you had bought the item outright.