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1.
If your passport has been stolen, the Securities and Exchange Commission is the first place you should contact about it.
False. For passport fraud, you should contact the US State Department.
2.
What is an identity theft affidavit?
It is a form provided by the Federal Trade Commission that creditors may accept when you claim you are not responsible for new transactions. The information you provide will help creditors investigate your claim.
3.
There are many good reasons to fill out an affidavit with the Federal Trade Commission after your identity has been stolen. One of them is that it can help your creditors investigate fraud in your accounts.
True. An FTC affidavit carries some weight with creditors.
4.
What is the best way to notify a debt collector that you are a victim of identity theft and not responsible for the unpaid bill?
Inform the debt collector by phone and in writing that you are the victim of identity theft, and send the collector copies of documents demonstrating you are a victim, such as a police report. Normally, this information will cause the debt collector to stop collection efforts.
5.
If a credit bureau issues an alert that you may be, or have been, the victim of identity theft, what is a creditor's responsibility?
A creditor must take extra steps to verify the identity of anyone making a transaction on your account(s). In the case of an extended alert, you may request that the creditor call you before any transactions are allowed.