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1.
If your passport has been stolen, the Securities and Exchange Commission is the first place you should contact about it.
False. For passport fraud, you should contact the US State Department.
2.
If a credit bureau issues an alert that you may be, or have been, the victim of identity theft, what is a creditor's responsibility?
A creditor must take extra steps to verify the identity of anyone making a transaction on your account(s). In the case of an extended alert, you may request that the creditor call you before any transactions are allowed.
3.
What is the best way to notify a debt collector that you are a victim of identity theft and not responsible for the unpaid bill?
Inform the debt collector by phone and in writing that you are the victim of identity theft, and send the collector copies of documents demonstrating you are a victim, such as a police report. Normally, this information will cause the debt collector to stop collection efforts.
4.
There are many good reasons to fill out an affidavit with the Federal Trade Commission after your identity has been stolen. One of them is that it can help your creditors investigate fraud in your accounts.
True. An FTC affidavit carries some weight with creditors.
5.
If you need to close a financial account in the event of fraud, it helps to fill out a fraud dispute form with the company. It will carry more weight if it is accompanied by _______.
An identity theft report filed with the police department. A report like this carries legal authority.