Test your knowledge

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1.
Your credit record can affect your ability to get a job.
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True. Some employers check your credit record as part of their background check on you.
2.
How many states have laws against identity theft?
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All of them. Though the laws differ in how much they cover, all states now have laws.
3.
Gathering personal information from several people and forming a fake "person" out of it is called _______.
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Synthetic identity theft. The name refers to forming a new person out of several others.
4.
Trojans and spyware are examples of _______.
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Malware. Malware is software that damages or disables computers.
5.
You should be wary of emails that claim to come from the IRS because _______.
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The IRS does not send emails to people. Any email claiming to be from the IRS is not legitimate and should be reported.