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Basics Beginner:
Introduction to Identity Theft
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Choose wisely. There is only one correct answer to each question.
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1.
It is a federal felony to use another person's identity to commit an unlawful act.
Choose wisely. There is only one correct answer.
True
False
True. The Identity Theft and Assumption Deterrence Act was established by Congress in 1998 to address this.
2.
Identity theft can affect your health insurance by _______.
Choose wisely. There is only one correct answer.
Putting large medical bills on your record
Altering your medical history
Both of the above
None of the above
Both of the above. These changes can cause health insurers to raise your premiums.
3.
Gathering personal information from several people and forming a fake "person" out of it is called _______.
Choose wisely. There is only one correct answer.
Business identity theft
Synthetic identity theft
Criminal identity theft
Synthetic identity theft. The name refers to forming a new person out of several others.
4.
How can someone steal your identity?
Choose wisely. There is only one correct answer.
Someone can steal your identity by stealing your wallet, ordering an unauthorized credit report on you, or conning you into giving out personal data
Disgruntled employees can tap into your computer at work, where you may have personal data stored
Sometimes PIN numbers are obtained at ATM machines by looking over a shoulder, or even with binoculars
All of the above
All of the above. There are many ways to steal an identity, and these are just a few.
5.
When shopping online, it is safer to shop with a _______.
Choose wisely. There is only one correct answer.
Credit card
Debit card
Neither
Credit card. Credit cards offer more protection than debit cards.
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