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1.
Identity theft can affect your health insurance by _______.
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Both of the above. These changes can cause health insurers to raise your premiums.
2.
Gathering personal information from several people and forming a fake "person" out of it is called _______.
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Synthetic identity theft. The name refers to forming a new person out of several others.
3.
If someone sends you an email claiming to be from a certain organization, it may or may not be legitimate. If it is not legitimate, then it is _______.
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Phishing. Phishing is impersonating an organization in email, over the phone, or via text to persuade you to give out your personal information.
4.
Posting your birth date online is harmless.
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False. Thieves can sometimes use birth dates in conjunction with names to commit fraud against you.
5.
It is a federal felony to use another person's identity to commit an unlawful act.
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True. The Identity Theft and Assumption Deterrence Act was established by Congress in 1998 to address this.