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Basics Beginner: Introduction to Identity Theft

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1.
When your credit record is harmed by identity theft, you will learn about it right away.
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False. Though in some cases you might, in many others you won't until you try to take out a loan, which can be years down the road.
2.
The only known danger of medical identity theft is having large medical bills charged to you.
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False. There are other dangers; for example, a thief could put false information on your medical record, which could be life-threatening.
3.
"Smishing" is a term that refers to stealing personal information via _______.
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Texting. Smishing refers to baiting people via text messages and persuading them to divulge personal or financial information.
4.
When shopping online, it is safer to shop with a _______.
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Credit card. Credit cards offer more protection than debit cards.
5.
It is a federal felony to use another person's identity to commit an unlawful act.
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True. The Identity Theft and Assumption Deterrence Act was established by Congress in 1998 to address this.