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1.
Identity theft can affect your health insurance by _______.
Both of the above. These changes can cause health insurers to raise your premiums.
2.
Posting your birth date online is harmless.
False. Thieves can sometimes use birth dates in conjunction with names to commit fraud against you.
3.
If someone sends you an email claiming to be from a certain organization, it may or may not be legitimate. If it is not legitimate, then it is _______.
Phishing. Phishing is impersonating an organization in email, over the phone, or via text to persuade you to give out your personal information.
4.
Gathering personal information from several people and forming a fake "person" out of it is called _______.
Synthetic identity theft. The name refers to forming a new person out of several others.
5.
How many states have laws against identity theft?
All of them. Though the laws differ in how much they cover, all states now have laws.