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Basics Beginner: Introduction to Identity Theft

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1.
You should be wary of emails that claim to come from the IRS because _______.
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The IRS does not send emails to people. Any email claiming to be from the IRS is not legitimate and should be reported.
2.
Gathering personal information from several people and forming a fake "person" out of it is called _______.
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Synthetic identity theft. The name refers to forming a new person out of several others.
3.
If someone sends you an email claiming to be from a certain organization, it may or may not be legitimate. If it is not legitimate, then it is _______.
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Phishing. Phishing is impersonating an organization in email, over the phone, or via text to persuade you to give out your personal information.
4.
Identity theft can affect your health insurance by _______.
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Both of the above. These changes can cause health insurers to raise your premiums.
5.
It is a federal felony to use another person's identity to commit an unlawful act.
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True. The Identity Theft and Assumption Deterrence Act was established by Congress in 1998 to address this.