Choose wisely. There is only one correct answer to each question.
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1.
Gathering personal information from several people and forming a fake "person" out of it is called _______.
Synthetic identity theft. The name refers to forming a new person out of several others.
2.
When your credit record is harmed by identity theft, you will learn about it right away.
False. Though in some cases you might, in many others you won't until you try to take out a loan, which can be years down the road.
3.
The information most valuable to an identity thief is _______.
Your Social Security number. Your mother's maiden name is the second most valuable piece of information to an identity thief.
4.
When shopping online, it is safer to shop with a _______.
Credit card. Credit cards offer more protection than debit cards.
5.
Federal law enforcement agencies investigate every case of suspected identity theft.
False. Federal law enforcement agencies will only investigate cases of suspected identity theft if the dollar amount is very high, or if many people are victimized by the same perpetrator.