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Basics Beginner: Introduction to Identity Theft

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1.
Your credit record can affect your ability to get a job.
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True. Some employers check your credit record as part of their background check on you.
2.
It is a federal felony to use another person's identity to commit an unlawful act.
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True. The Identity Theft and Assumption Deterrence Act was established by Congress in 1998 to address this.
3.
The only known danger of medical identity theft is having large medical bills charged to you.
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False. There are other dangers; for example, a thief could put false information on your medical record, which could be life-threatening.
4.
Posting your birth date online is harmless.
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False. Thieves can sometimes use birth dates in conjunction with names to commit fraud against you.
5.
If someone is looking over your shoulder at an ATM, what might he or she be hoping to see?
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Either your PIN number or your credit card number. A thief might be looking for either of those, or maybe both.