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Basics Beginner: Introduction to Identity Theft

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1.
When your credit record is harmed by identity theft, you will learn about it right away.
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False. Though in some cases you might, in many others you won't until you try to take out a loan, which can be years down the road.
2.
Trojans and spyware are examples of _______.
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Malware. Malware is software that damages or disables computers.
3.
Gathering personal information from several people and forming a fake "person" out of it is called _______.
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Synthetic identity theft. The name refers to forming a new person out of several others.
4.
When shopping online, it is safer to shop with a _______.
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Credit card. Credit cards offer more protection than debit cards.
5.
It is a federal felony to use another person's identity to commit an unlawful act.
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True. The Identity Theft and Assumption Deterrence Act was established by Congress in 1998 to address this.