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Basics Beginner: Introduction to Identity Theft

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1.
If someone is looking over your shoulder at an ATM, what might he or she be hoping to see?
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Either your PIN number or your credit card number. A thief might be looking for either of those, or maybe both.
2.
Posting your birth date online is harmless.
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False. Thieves can sometimes use birth dates in conjunction with names to commit fraud against you.
3.
It is a federal felony to use another person's identity to commit an unlawful act.
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True. The Identity Theft and Assumption Deterrence Act was established by Congress in 1998 to address this.
4.
Thieves can steal your Social Security number in order to _______.
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All of the above. Because your Social Security number is used in so many places, it is the most useful piece of information to a thief.
5.
When your credit record is harmed by identity theft, you will learn about it right away.
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False. Though in some cases you might, in many others you won't until you try to take out a loan, which can be years down the road.