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1.
All of the following items may receive favorable tax treatment, except _______.
Choose wisely. There is only one correct answer.
Mortgage principal payments. While you may be able to deduct property taxes and the part of your mortgage payment that goes to interest on the loan, the principal portion of the monthly payment is not deductible.
2.
Building in a peaceful, secluded area away from other development is a good way to enhance the value of your home.
Choose wisely. There is only one correct answer.
False. While seclusion may sound idyllic, the best way to increase your home's value is to build where lots of other people want to live–near cities and other sources of economic development.
3.
Because fixed-rate mortgage payments are amortized, the percentage of each payment that is applied to interest _______.
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Decreases with time. With an amortization schedule, the portion of each monthly payment applied to interest decreases as your equity grows.
4.
An amount paid to secure a real estate agreement is called _______.
Choose wisely. There is only one correct answer.
Earnest money. To secure the agreed price, the buyer is expected to give earnest money to the seller to secure the agreement.
5.
Points are a pre-payment of principal.
Choose wisely. There is only one correct answer.
False. Points are a pre-payment of interest.