Test your knowledge

Choose wisely. There is only one correct answer to each question.

0%
Keep studying!
Review your answers below to learn more.
1.
When selecting a real estate agent, it is a good idea to _______.
Choose wisely. There is only one correct answer.
Interview several agents before signing a contract. You want to know what types of homes the agent usually sells as well as what the commission rate is and what services are included.
2.
When you work with a Realtor, he or she will come up with a list of potential homes for you to look at.
Choose wisely. There is only one correct answer.
True. One of the most important jobs of a Realtor is to comb through home listings and come up with a list that fits your price range, needs, and lifestyle.
3.
A bad debt will hit your FICO score harder if it is _______.
Choose wisely. There is only one correct answer.
Recently incurred. The FICO score weighs recent history more heavily than the past, so any recent credit delinquencies will impact your score more heavily than older bad debts.
4.
All offers to purchase a home are accompanied by a(n) _______ deposit.
Choose wisely. There is only one correct answer.
Earnest money. When you make an offer on a house, you must include a good faith deposit known as earnest money.
5.
Your monthly mortgage payments will typically be limited to mortgage principal and interest, plus insurance.
Choose wisely. There is only one correct answer.
False. Your monthly mortgage payments typically include mortgage principal and interest, insurance, and real estate taxes.