Test your knowledge

Choose wisely. There is only one correct answer to each question.

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1.
Sources of information about homes you might be interested in include _______.
Choose wisely. There is only one correct answer.
The Internet. Numerous Websites on the Internet list homes in your area for sale, and include pictures, prices, and descriptions.
2.
All offers to purchase a home are accompanied by a(n) _______ deposit.
Choose wisely. There is only one correct answer.
Earnest money. When you make an offer on a house, you must include a good faith deposit known as earnest money.
3.
Your monthly mortgage payments will typically be limited to mortgage principal and interest, plus insurance.
Choose wisely. There is only one correct answer.
False. Your monthly mortgage payments typically include mortgage principal and interest, insurance, and real estate taxes.
4.
When selecting a real estate agent, it is a good idea to _______.
Choose wisely. There is only one correct answer.
Interview several agents before signing a contract. You want to know what types of homes the agent usually sells as well as what the commission rate is and what services are included.
5.
A bad debt will hit your FICO score harder if it is _______.
Choose wisely. There is only one correct answer.
Recently incurred. The FICO score weighs recent history more heavily than the past, so any recent credit delinquencies will impact your score more heavily than older bad debts.