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1.
Diversification of your investments _______.
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Can reduce risk in the market. There is no cure for market risk; diversification can reduce risk, however, though it is not guaranteed to.
2.
Suppose you need to accumulate an additional $10,000 in five years to pay for college. Which of the following is true about this "goal"?
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It is clear, concise, and intermediate-term. You know how much (clear/detailed), when (concise), and that it is due in 3-7 years. Whether it is realistic depends upon whether you can save that much, doesnt it?
3.
You can find out where you are spending money needlessly by _______.
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Tracking your spending for a while. The value of tracking your spending is that you become aware of every expense you make.
4.
If you set a financial goal and it fails, what could be a reason why it failed?
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Any of the above. A goal could fail for any of these reasons.
5.
The stated goal "I want to create an emergency fund" is sufficiently specific to start working toward.
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False. It is not specific enough; there is no way to tell how much time or money should be put into it.