
Summary of Responding to Identity Theft
Summary of Responding to Identity Theft
Many resources exist online to help you prevent, understand, and respond to identity theft. Two well-known ones are the Identity Theft Resource Center and the Federal Trade Commission’s identity theft site. The FBI works with one at http://www.ic3.gov/default.aspx.
Practical Ideas I Can Start with Today
- File a police report and fill out an ID theft affidavit and claim with the Federal Trade Commission.
- Notify all my financial institutions and close any accounts that have been accessed fraudulently.
- Access my credit report every year from www.annualcreditreport.com.
- Contact the local postal inspector to ensure that mail addressed to me is not being sent elsewhere.
- Contact the Social Security Administration to determine if my Social Security number has been used to get benefits fraudulently.
- Send debt collectors written disputes of any fraudulent credit activity, along with copies of my police report and ID affidavit.
What You Have Learned
- Steps to Take if Your Identity Has Been Stolen
- Dealing with Accounts That Have Been Used Fraudulently
- Contacting the Proper Authorities When Your Identity Has Been Stolen
- Cleaning Up Your Credit after Identity Theft