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Healthcare Intermediate: Laws That Affect Your Health Insurance Benefits

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1.
Which of the following is true of the Health Insurance Portability and Accountability Act (HIPAA)?
Choose wisely. There is only one correct answer.
HIPAA protects those covered by health insurance from some exclusions due to "pre-existing conditions."
2.
The Mental Health Parity and Addiction Equity Act requires employers to offer insurance coverage for mental health and substance abuse.
Choose wisely. There is only one correct answer.
False. The law does not require this coverage; it applies only to employers who already offer this coverage.
3.
The Women's Health and Cancer Rights Act applies only to women who must have a mastectomy due to breast cancer.
Choose wisely. There is only one correct answer.
False. In the event that a mastectomy is required for some other medical condition, this law still applies.
4.
What is the Consolidated Omnibus Budget Reconciliation Act?
Choose wisely. There is only one correct answer.
Otherwise known as COBRA, this law requires most employers to offer employees and their families a temporary extension of health coverage under certain circumstances, such as loss of job.
5.
If you want to continue coverage under COBRA, you have 60 days from the date when your employer-paid coverage would end to notify the plan that you want to continue coverage.
Choose wisely. There is only one correct answer.
True. You are also responsible for notifying the plan when a qualifying event makes you eligible for COBRA coverage.
DONE
Introduction to Laws That Affect Your Health Insurance Benefits Health Insurance Portability and Accountability Act (HIPAA) The Mental Health Parity and Addiction Equity Act COBRA Federal Healthcare Acts for Women and Babies Summary of Laws That Affect Your Health Insurance Benefits Find out what you learned