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Healthcare Intermediate: Laws That Affect Your Health Insurance Benefits

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1.
The Newborns' and Mothers' Health Protection Act was passed in order to deal with _______.
Choose wisely. There is only one correct answer.
Hospital stays for mothers and their newborns. It applies only in this area.
2.
Which of the following is true of the Health Insurance Portability and Accountability Act (HIPAA)?
Choose wisely. There is only one correct answer.
HIPAA protects those covered by health insurance from some exclusions due to "pre-existing conditions."
3.
If you want to continue coverage under COBRA, you have 60 days from the date when your employer-paid coverage would end to notify the plan that you want to continue coverage.
Choose wisely. There is only one correct answer.
True. You are also responsible for notifying the plan when a qualifying event makes you eligible for COBRA coverage.
4.
The Mental Health Parity and Addiction Equity Act requires employers to offer insurance coverage for mental health and substance abuse.
Choose wisely. There is only one correct answer.
False. The law does not require this coverage; it applies only to employers who already offer this coverage.
5.
Why was The Newborns' and Mothers' Health Protection Act signed into law?
Choose wisely. There is only one correct answer.
Too many women and their newborns were being sent home prematurely. Babies and mothers are now protected for at least 48 hours for vaginal delivery and 96 hours for cesarean.
Introduction to Laws That Affect Your Health Insurance Benefits Health Insurance Portability and Accountability Act (HIPAA) The Mental Health Parity and Addiction Equity Act COBRA Federal Healthcare Acts for Women and Babies Summary of Laws That Affect Your Health Insurance Benefits Find out what you learned