Summary of Calculating Your Fund's Personal Rate of Return

So how do your returns compare to what your fund says? Are they lower? Higher? If they’re lower, then you might look at when you’ve been buying and selling during the year and make some adjustments.

Few things can be as frustrating as watching your funds fail to perform at the level that they say they are performing, especially when you are basing your financial goals on these returns. That’s why some calculations are in order.