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Personal Finance Courses: Consumer Protection against Fraud

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1.
Under the Fair Credit Reporting Act, you can be exempted from direct mail solicitations that are based on lists obtained from credit bureaus.
Choose wisely. There is only one correct answer.
True. You have the right to not be included in them.
2.
Trojans and spyware are examples of _______.
Choose wisely. There is only one correct answer.
Malware. Malware is software that damages or disables computers.
3.
If you are unsure whether a broker is licensed, you should contact _______.
Choose wisely. There is only one correct answer.
Your state securities regulator. Brokers are registered at the state level.
4.
Your credit record can affect your ability to get a job.
Choose wisely. There is only one correct answer.
True. Some employers check your credit record as part of their background check on you.
5.
Which of the following will stop payment on your check in the event of identity theft?
Choose wisely. There is only one correct answer.
Both of the above. Both will stop payment on your check in the event of identity theft.
6.
It is safe to use automatic log-in processes on your computer, because the sites that save your account information and passwords are secure.
Choose wisely. There is only one correct answer.
False. Another person can get onto your computer and take advantage of it. Also, not all sites are secure.
7.
Why might scammers go to great lengths to detail the intricate aspects of the scams they present?
Choose wisely. There is only one correct answer.
Detail makes it look legitimate. It can look more like a legitimate opportunity when there are details involved.