Test your knowledge

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1.
Identity theft can affect your health insurance by _______.
Choose wisely. There is only one correct answer.
Both of the above. These changes can cause health insurers to raise your premiums.
2.
The information most valuable to an identity thief is _______.
Choose wisely. There is only one correct answer.
Your Social Security number. Your mother's maiden name is the second most valuable piece of information to an identity thief.
3.
There are many good reasons to fill out an affidavit with the Federal Trade Commission after your identity has been stolen. One of them is that it can help your creditors investigate fraud on your account.
Choose wisely. There is only one correct answer.
True. An FTC affidavit carries some weight with creditors.
4.
The term 'digital footprint' means _______.
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Information about yourself on the Internet. Your digital footprint is the trail of information on the Internet from your online activity.
5.
Which of the following descriptions of an investment is a telephone scammer most likely to use?
Choose wisely. There is only one correct answer.
"Risk-free". Scammers often describe their investments as risk-free.
6.
You should be wary of emails that claim to come from the IRS because _______.
Choose wisely. There is only one correct answer.
The IRS does not send emails to people. Any email claiming to be from the IRS is not legitimate and should be reported.
7.
Under the Fair Credit Reporting Act, you can be exempted from direct mail solicitations that are based on lists obtained from credit bureaus.
Choose wisely. There is only one correct answer.
True. You have the right to not be included in them.