Basics Beginner:
Programs That Can Help You
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1.
If you need legal help but earn too much to qualify for free help, you should look into getting a _______.
Choose wisely. There is only one correct answer.
Sliding-fee scale
Pro bono lawyer
Either of the above would work
Sliding-fee scale. "Pro bono" means "free," so that answer is not correct.
2.
How do the federal government programs that help homeowners facing foreclosure typically work?
Choose wisely. There is only one correct answer.
They pay off the homeowners' mortgages
They modify the mortgage loans
They buy the homes
All of the above
They modify the mortgage loans. These programs modify the loans in various ways in order to reduce homeowners' monthly payments.
3.
With the earned income tax credit, if the credit is more than the actual tax that you owe, what happens to the amount left over?
Choose wisely. There is only one correct answer.
It is paid to you
You forfeit it
You must carry it over to next year
None of the above
It is paid to you. In tax terms, this makes it a "refundable" tax credit.
4.
In order to get assistance from a government agency with your energy bills, you will have to meet _______ requirements.
Choose wisely. There is only one correct answer.
Income
Appliance
Health
Income. Government agencies require that you meet certain income requirements.
5.
All states operate food banks.
Choose wisely. There is only one correct answer.
True
False
True. Every state has food banks for people to use.
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DONE