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1.
How are your contributions to your traditional IRA deducted?
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They are subtracted from your taxable income. Contributions are subtracted from your taxable income rather than your actual taxes.
2.
Your contributions to an IRA are fully tax deductible if _______.
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You are not also covered by an employer-sponsored retirement plan. In this case, you get the full deduction.
3.
When two spouses married to each other each have IRAs and only one of them is also covered by an employer-sponsored retirement plan, both spouses may take a tax deduction on their IRA contributions. These tax deductions are limited by their _______.
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Joint adjusted gross income.
4.
The contributions you make to a traditional IRA may be eligible for tax deduction.
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True. There may be limits on how much is deductible, but the eligibility exists in traditional IRAs.
5.
The traditional individual retirement account has all of the following characteristics except for ______.
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Contributions that are never tax-deductible. They can be if certain conditions are met. It is the Roth IRA whose contributions are never deducted from taxable income.