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1.
Which of the following may fund a Roth IRA?
Choose wisely. There is only one correct answer.
A bond that does not pay periodic interest. This is called a zero coupon bond, and it is allowed as an IRA investment. The others are not.
2.
The contribution limit to a Roth IRA is _______ that of the traditional IRA.
Choose wisely. There is only one correct answer.
Equal to. The two IRAs share the same contribution limit.
3.
Steve just recently rolled his Roth IRA from his savings account to a modestly performing bond mutual fund. But now he has discovered what an excellent performer the "Internet Sky's-the-Limit Fund" is. He may roll his IRA into that fund this very week.
Choose wisely. There is only one correct answer.
False. He may do a rollover only once per year, and that applies to all of his IRAs together.
4.
Two criteria must be met for withdrawals of earnings from a Roth IRA to be tax-free: the individual must be at least 59½, and the funds must have been in the account for at least _______ years.
Choose wisely. There is only one correct answer.
Five. Five years is the minimum length of time.
5.
The party that holds funds you contribute to your IRA is called the collection agent.
Choose wisely. There is only one correct answer.
False. It is called the custodian.