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1.
Which of the following statements is false?
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Working women in their 40s and 50s expect to save about the same as what men their age expect to save. Actually, women expect to save about half of what men their age expect to save.
2.
Renter's insurance is more expensive than homeowner's.
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False. The difference in this insurance is just one of the ways you can save money by renting rather than owning.
3.
Why do retirees need life insurance?
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Most retirees don't need life insurance, except perhaps to cover burial costs. If their children are adults, if no one would suffer financially by their death, and if there are assets available to bury them, retirees don't need life insurance.
4.
Which of the following is true regarding Social Security benefit payments?
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Social Security earnings are based on the average of 35 years of earnings. The lowest five years in the last 40 are dropped.
5.
Vesting means that your right to receive certain benefits is protected.
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True. Companies usually have a vesting period before an employee is guaranteed retirement benefits.