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1.
In order to dispose of your post-death property as you see fit, a will is always necessary.
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False. Though wills are very commonly advised, property can also be disposed of through other means, such as trusts and beneficiary designations.
2.
One advantage of life insurance is that the policy proceeds can be payable directly to the person named as beneficiary, thus bypassing probate court.
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True. The policy payoff can promptly go to whomever you direct, with no probate court involvement, upon proof of your death.
3.
A will is not of much value to someone without a great deal of property.
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False. Families often argue about small amounts of money or even trivial household items.
4.
Minimizing taxes is the predominant concern of most people in designing an estate plan.
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False. Estate taxes are only an issue for those with estates worth more than a certain amount. Even for these folks, there are numerous other, more important family concerns and objectives to plan for.
5.
"Everything to my three children in equal shares" is an example of a(n) _______.
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Simple will statement. This expresses very simple wishes.