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1.
If you are married and you die with a retirement plan that still has funds in it, your spouse typically receives those funds.
Choose wisely. There is only one correct answer.
True. Your spouse is first in line to receive them, unless you have specified otherwise with your spouse's consent.
2.
The "marriage penalty" refers to _______.
Choose wisely. There is only one correct answer.
Filing taxes jointly and ending up in a higher tax bracket. This happened in the past because of the mismatch of tax brackets, but a recent tax law changed them such that the penalty occurs only in the two top brackets (most taxpayers are not in these brackets).
3.
For those who marry, one legal consideration is to _______.
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Update their wills. Updating a will (or a trust or some other estate planning document) as a result of marriage requires legal documentation. Of course, you may also want to go on a honeymoon and/or start a new job, but there's not legal paperwork involved for that.
4.
If you are married and your spouse gives you a gift, how much of that gift is subject to the gift tax?
Choose wisely. There is only one correct answer.
None of it. By federal law, gifts given to a spouse are exempt from gift taxes.
5.
When it comes to marriage, which of the following are generally considered to be financial responsibilities of marriage?
Choose wisely. There is only one correct answer.
All of the above. Each of these financial responsibilities is commonly expected of those who marry. Financial support for any children during the marriage is also expected.