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1.
Long-term care applies only to care provided by a licensed nursing home.
False. This was once true, but today it applies to all care provided to the elderly in support of their activities of daily living, regardless of where provided.
2.
Medicare services are state-administered, having strict income and asset limitations.
False. It is Medicaid services that are state-administered, and recipients have strict income and asset limitations.
3.
Adult daycare is a form of long-term care.
True. It is one of several forms of long-term care.
4.
Which of the following is probably the highest priority expressed by those planning for long-term care?
Having the ability to stay at home. The desire to stay at home without creating stress for loved ones is probably most peoples highest priority in long-term care planning.
5.
Some people who are capable of paying for their own long-term care choose to rely on Medicaid instead.
True. People like this arrange their financial affairs so that they qualify for Medicaid. As a financial strategy, this is fraught with problems.