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1.
Which of the following out-of-pocket expenses must be applied toward the out-of-pocket limit under HSA-qualified plans?
Choose wisely. There is only one correct answer.
All of the above. HSA-qualified policies must apply all out-of-pocket expenses for covered benefits under the plan.
2.
You may be eligible for a health savings account if you have which of the following?
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Any policy that meets the requirements for an "HSA-qualified" insurance plan. It does not matter what kind of policy it is if it meets the HSA requirements.
3.
An HSA policy offering family coverage generally requires _______.
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The family as a whole to meet the deductible before coverage kicks in. Policies of this nature apply the deductible to the entire family.
4.
"HSA-qualified" policies that cover preventive care services are not allowed to charge co-pays for preventive services.
Choose wisely. There is only one correct answer.
True. All policies are prohibited from charging co-pays for preventive services they are required to cover under federal regulations.
5.
Which of the following out-of-pocket expenses must be applied towards the out-of-pocket limit under HSA-qualified plans?
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All medical expenses for benefits covered by the plan received from in-network providers only.
6.
HSA-qualified health policies differ from traditional health policies in that prescription drug expenses covered by the plan must be applied toward the plan deductible.
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True. This is one difference.