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1.
Out-of-pocket limits for HSA-qualified health insurance policies _______ adjusted for inflation every year.
Are. Because they are adjusted for inflation, you can expect them to rise during some years.
2.
"HSA-qualified" insurance plans must meet specific requirements regarding _______.
All of the above.
3.
When an individual or family reaches the limit on out-of-pocket expenses under their HSA-qualified policy, the policy must pay _______.
(b) and (c).
4.
Once you've met your deductible for an HSA-qualified health plan, all further medical expenses will be covered by the plan.
False. It depends on what the out-of-pocket limit is. Not all plans cover 100% of expenses after the deductible is met. Some plans charge coinsurance after the deductible is met until you meet the annual limit on out-of-pocket expenses.
5.
In order for a health insurance policy to qualify for a health savings account, its deductible must meet a certain minimum threshold.
True. This threshold typically rises each year, but you must meet it in order to qualify.
6.
"HSA-qualified" policies that cover preventive care services are allowed to _______.
None of the above. HSA-qualified policies cannot apply the deductible or charge co-pays for preventive services, or limit the amount of covered preventive services.