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1.
Individuals age 55 or older may contribute more to an HSA than a younger person.
Choose wisely. There is only one correct answer.
True. Individuals age 55 or older are eligible to make "catch-up" contributions.
2.
If your employer makes contributions to your HSA account, who decides how frequently your employer makes these contributions?
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The employer. The company decides how frequently to make the contributions.
3.
If you contribute to your health savings account via payroll deductions at work, which of the following situations will occur?
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No income tax or FICA tax on the contributed amount. This is a benefit of making contributions through your workplace. If you contributed outside of work, you would get only the income tax reduction and not the FICA reduction.
4.
If you do not have HSA-qualified coverage for the entire year, you may still contribute the maximum amount for the year no matter when your coverage begins or ends.
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False. If you are not eligible for an HSA for the entire year, you may have to pro-rate your contributions. If you do not have HSA-qualified coverage on December 1, you cannot contribute the full annual amount under any circumstances.
5.
Persons with self-only HSA-qualified coverage may contribute the same amount to an HSA each year as persons with family coverage.
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False. Individuals with family coverage may contribute more than individuals with self-only coverage each year.