Test your knowledge

Choose wisely. There is only one correct answer to each question.

0%
Keep studying!
Review your answers below to learn more.
1.
Your employer must make a contribution to your retirement account if you participate in a _______.
Choose wisely. There is only one correct answer.
SIMPLE IRA. If your employer offers a SIMPLE IRA, it generally must match your contribution up to 3 percent of your compensation.
2.
Who most likely participates in a 403(b) plan?
Choose wisely. There is only one correct answer.
Joshua, who is the executive director of the local United Way. 403(b) plans offer a retirement savings option to many public school teachers, professors, and employees of nonprofit organizations.
3.
Employer retirement plans offer all of the following except _______.
Choose wisely. There is only one correct answer.
Tax-free savings for retirement. You pay taxes on your investment in the employer retirement plan only when you withdraw money from your account at retirement.
4.
Catchup contributions to employee retirement plans are normally allowed for whom?
Choose wisely. There is only one correct answer.
Employees 50 or older. Catchup contributions allow older workers to save extra money for their retirement.
5.
Megan's employer, a public technical college, has told her that it will match 100 percent of her contribution to her retirement account. Based on this fact, which of the following plans does she participate in at work?
Choose wisely. There is only one correct answer.
403(b) plan. Employees of a public college may participate in a 403(b).