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1.
Catchup contributions to employee retirement plans are normally allowed for whom?
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Employees 50 or older. Catchup contributions allow older workers to save extra money for their retirement.
2.
Your employer must make a contribution to your retirement account if you participate in a _______.
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SIMPLE IRA. If your employer offers a SIMPLE IRA, it generally must match your contribution up to 3 percent of your compensation.
3.
Employer retirement plans offer all of the following except _______.
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Tax-free savings for retirement. You pay taxes on your investment in the employer retirement plan only when you withdraw money from your account at retirement.
4.
Jennifer is self-employed, operating a graphic design studio out of her home. She recently established the following type of employer retirement plan:
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Keogh. A Keogh is available to people who are self-employed or who work for an unincorporated business.
5.
Some employer retirement plans enable you to actually lower your current taxable income.
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True. Some employer retirement plans enable you to contribute pre-tax dollars to your retirement account.