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1.
Yearly changes in the maximum allowed contribution to a 457 plan are based upon _______.
Choose wisely. There is only one correct answer.
Inflation. The federal government indexes these changes to inflation; in years when the inflation rate isn't sufficiently high, there will not be a rise in the contribution limit.
2.
There is no penalty on early distributions from a 457 plan upon termination of employment, whether voluntary or involuntary.
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True. This is one way that 457s differ from other plans.
3.
If you work for your city government, you are normally eligible for a 457 plan.
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True. A 457 plan is specially made for city and state government employees.
4.
If you withdraw $50,000 from your 457 plan and roll over only $40,000 into a new plan, what will happen to the other $10,000?
Choose wisely. There is only one correct answer.
You will be taxed on it. The IRS will consider the $10,000 to be income if you do not put it into a new, eligible account.
5.
If you work for a company that offers a 403(b) plan as well as a 457 plan, you can contribute to only one of them.
Choose wisely. There is only one correct answer.
False. You can contribute to both of them.