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1.
Disability insurance is designed to replace 100 percent of your income if you can't work due to illness or injury.
Choose wisely. There is only one correct answer.
False. It is designed to replace somewhat less than 100 percent.
2.
The financial condition of disability insurance companies is an important factor in choosing an insurer.
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True. Their financial state determines their ability to pay benefits.
3.
A return-to-work disability provision in a disability insurance policy means that _______.
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You receive medical benefits even after you return to work. This provision protects you if you are both disabled and able to do some work.
4.
Disability insurance benefits are usually offered only through age _______.
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65. After age 65, Social Security coverage becomes available.
5.
Public disability insurance programs include _______.
Choose wisely. There is only one correct answer.
Both of the above. All of these are offered as public disability insurance programs.