Test your knowledge

Choose wisely. There is only one correct answer to each question.

0%
Keep studying!
Review your answers below to learn more.
1.
Which of the following is true regarding home improvement loan interest?
Choose wisely. There is only one correct answer.
The interest is deductible for capital improvements only. Capital improvements are those that increase your home's value, prolong its life or adapt it to new uses.
2.
The home mortgage deduction is unlimited.
Choose wisely. There is only one correct answer.
False. It is subject to certain limits of deductibility.
3.
Property taxes on your home are tax deductible if _______.
Choose wisely. There is only one correct answer.
You itemize your deductions. You must itemize your deductions, as opposed to taking the standard deduction.
4.
Points charged by mortgage lenders are _______.
Choose wisely. There is only one correct answer.
To compensate the lender for various administrative fees. These fees can easily be as high as several thousand dollars.
5.
The mortgage interest credit is available to first-time homebuyers with _______.
Choose wisely. There is only one correct answer.
Low incomes. This is a tax credit meant to help those at low income levels.