Choose wisely. There is only one correct answer to each question.
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1.
An action in which you restrict access to your credit report is called _______.
A credit freeze. A freeze lets you restrict access to your report, except when you lift it.
2.
If you need to close a financial account in the event of fraud, it helps to fill out a fraud dispute form with the company. It will carry more weight if it is accompanied by _______.
An identity theft report filed with the police department. A report like this carries legal authority.
3.
What is an identity theft affidavit?
It is a form provided by the Federal Trade Commission that creditors may accept when you claim you are not responsible for new transactions. The information you provide will help creditors investigate your claim.
4.
There are many good reasons to fill out an affidavit with the Federal Trade Commission after your identity has been stolen. One of them is that it can help your creditors investigate fraud in your accounts.
True. An FTC affidavit carries some weight with creditors.
5.
If your passport has been stolen, the Securities and Exchange Commission is the first place you should contact about it.
False. For passport fraud, you should contact the US State Department.
