Choose wisely. There is only one correct answer to each question.
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1.
"Smishing" is a term that refers to stealing personal information via _______.
Texting. Smishing refers to baiting people via text messages and persuading them to divulge personal or financial information.
2.
Which of the following job offers is most likely a scam?
Processing rebates for two hours a day for $500. Pay that is far above market rates is a classic sign of a scam.
3.
Your credit record can affect your ability to get a job.
True. Some employers check your credit record as part of their background check on you.
4.
Which of the following should you consider giving out over the phone to a salesperson trying to persuade you to buy into a hot new investment opportunity?
None of the above. Do not give out any of these to such a salesperson over the phone.
5.
Consumers have the right to have claims of disputed information investigated and reported to them within _______.
30 days. The Fair Credit Reporting Act makes this possible.
6.
Which of the following will stop payment on your check in the event of identity theft?
Both of the above. Both will stop payment on your check in the event of identity theft.
7.
When shopping online, it is a good idea to make sure there is a _______ at the bottom of the Webpage.
Padlock icon. The padlock icon is a sign of extra security.