Test your knowledge

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1.
If you are in foreclosure with your home and a person contacts you with the promise to "save" your home in return for you paying a fee, that person _______.
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Is a scammer. Legitimate representatives don't act in this manner.
2.
Which of the following can a mortgage modification program NOT do for you?
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Buy your home from you. Modification programs are not involved in buying homes.
3.
A mortgage modification program can, in some cases, lower your monthly mortgage payment.
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True. Programs differ, but many of them feature lowered monthly payments.
4.
Why were mortgage modification programs created?
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All of the above. The federal government created mortgage modification programs for all of these reasons.
5.
Federal programs for homeowners facing foreclosure are available to all homeowners, regardless of their situation.
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False. There are many requirements that homeowners must meet, some of them quite demanding.