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Choose wisely. There is only one correct answer to each question.

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1.
If your retirement is far away and you decide to switch to more aggressive investments to keep yourself on track, which of the following is least likely to help you?
Choose wisely. There is only one correct answer.
Bond funds. Of all the choices, bond funds are the least aggressive.
2.
To find out whether your retirement portfolio is on track, _______.
Choose wisely. There is only one correct answer.
Determine what your regular retirement income will be, excluding your income from your own savings. Since savings is much less predictable, you can instead focus on what your regular retirement income -- Social Security and your retirement plans -- will be.
3.
When the Social Security Administration sends you your personal Social Security Statement, your estimated benefits will be stated in _______.
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Today's dollars. Your benefits will be stated in today's dollars, per month. However, Social Security benefits rise with inflation; therefore, they will likely be higher when you finally retire.
4.
What's a fair figure to use as an expected return for bonds?
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5% per year. Intermediate-term bonds have returned 5% per year, on average, since 1926, according to Morningstar.
5.
When calculating expected returns for stocks, what number would be fairest to use?
Choose wisely. There is only one correct answer.
10% per year. Though stocks have sometimes performed better during past periods, we recommend a more conservative number--the roughly 10% per year that stocks have returned since 1926.