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Choose wisely. There is only one correct answer to each question.

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1.
If your retirement is far away and you decide to switch to more aggressive investments to keep yourself on track, which of the following is least likely to help you?
Choose wisely. There is only one correct answer.
Bond funds. Of all the choices, bond funds are the least aggressive.
2.
When calculating expected returns for stocks, what number would be fairest to use?
Choose wisely. There is only one correct answer.
10% per year. Though stocks have sometimes performed better during past periods, we recommend a more conservative number--the roughly 10% per year that stocks have returned since 1926.
3.
If you find that your portfolio is not on track and you plan to retire in just two years, which typically should not be an option?
Choose wisely. There is only one correct answer.
Tweaking your portfolio so that it's more aggressive. You should generally get more aggressive only if your retirement is far enough away--say, 10 or more years off. Otherwise, you may be taking too much risk.
4.
You can receive Social Security benefits before you reach your full retirement age.
Choose wisely. There is only one correct answer.
True. You can, although they will be diminished.
5.
To find out whether your retirement portfolio is on track, _______.
Choose wisely. There is only one correct answer.
Determine what your regular retirement income will be, excluding your income from your own savings. Since savings is much less predictable, you can instead focus on what your regular retirement income -- Social Security and your retirement plans -- will be.